Who are they?
They are trained and licensed under the Real Estate Act of Alberta

Who do they represent?
They work for you

How much do they cost?
They are usually paid by the lenders, and yet you get the benefits

What to look for when choosing a broker?

• The broker will be dealing with your personal financial information
• The broker must have your best interests at heart
• You want a broker who is:
• Trustworthy
• Ethical
• Available for you

Brokers can usually get you a BETTER INTEREST RATE than you will get at your own bank; at least 1-1.5 % off bank posted rates. There are other terms and conditions that influence what type of mortgage will work best for you

They can find the mortgage that fits best with your goals!

We all maintain busy schedules. My services are free to clients, as I am paid a commission by the lender we ultimately place your mortgage with. I shop with over 30 lenders to ensure you are getting the most favorable interest rates and terms available in the market. The benefits to you are in:

• cost
• I deal with over 30 lenders, shopping for the best terms and rates for you
• It costs you nothing as I am paid by the lender that you choose to use
• time
• I am familiar with current products from all lenders and receive updates daily on rate changes, as well as products available
• peace of mind
• You can rest assured that you are choosing your mortgage wisely, without the hours and days required to research it all yourself.

I am available to you mornings, afternoons, and evenings Monday through Saturday.

Please feel free to share it with a friend. If you have any questions or comments for me, contact me.